Terms of Use — Finravia.com

Last updated: 10 February 2026

These Terms of Use (the “Terms”) govern your access to and use of Finravia.com (the “Website”, “we”, “us”). By accessing or using the Website, you agree to these Terms. If you do not agree, please do not use the Website.

Finravia.com is an informational financial portal. We publish news, educational articles, and reviews of financial products and services. The Website does not provide financial services, does not process applications, and does not offer user accounts, registration, comments, subscriptions, or contact forms.

1) Who We Are and Contact

If you have questions about these Terms, please contact: info@finravia.com.

2) Eligibility and Access

You may use the Website only in compliance with applicable laws. If you access the Website from a jurisdiction where any part of the Website is restricted or unlawful, you do so at your own initiative and are responsible for compliance with local laws.

3) Informational Purposes Only (No Financial Advice)

All content on the Website is provided for general informational and educational purposes only.

  • Nothing on the Website constitutes (or should be considered) financial, investment, legal, tax, accounting, or other professional advice.

  • We are not a bank, lender, microfinance institution, broker-dealer, investment adviser, or any other regulated financial organization, and we do not provide financial services.

  • You should consult qualified professionals before making financial decisions.

  • Investments and financial products can involve significant risks, including the loss of capital.

4) Content Accuracy, Timeliness, and No Guarantees

We strive to provide accurate and up-to-date information, but financial information may change quickly and may be incomplete, outdated, or inaccurate.

To the maximum extent permitted by law:

  • The Website and all content are provided “as is” and “as available”.

  • We make no warranties of any kind (express or implied), including warranties of accuracy, completeness, reliability, suitability, availability, or fitness for a particular purpose.

  • We do not guarantee that the Website will be uninterrupted, secure, or error-free.

5) External Links and Third-Party Services

The Website may contain links to third-party websites (including banks, government resources, and official product pages). These links are provided for convenience and reference only.

  • We do not control third-party websites and are not responsible for their content, practices, or policies.

  • Your use of third-party websites is governed by their own terms and privacy policies.

6) No Relationship Created

Your use of the Website does not create any fiduciary relationship, client relationship, advisory relationship, or other special relationship between you and Finravia.com.

7) Intellectual Property and Permitted Use

Unless otherwise stated, all content on the Website (including text, articles, reviews, design elements, and compilation of materials) is owned by or licensed to us and is protected by applicable intellectual property laws.

You may:

  • Access and read content for personal, non-commercial use.

  • Share links to our pages (with appropriate attribution).

You may not (without our prior written permission), to the maximum extent permitted by law:

  • Copy, reproduce, republish, upload, post, transmit, distribute, or publicly display substantial portions of Website content.

  • Create derivative works from Website content.

  • Use automated means (bots, scrapers) to access or collect content in a way that imposes an unreasonable load on our infrastructure or violates applicable law.

  • Remove or alter copyright, trademark, or other proprietary notices.

Fair use / lawful quotations: Nothing in these Terms is intended to limit rights you may have under applicable law (e.g., fair use, quotation rights).

8) Prohibited Conduct

When using the Website, you agree not to:

  • Attempt to gain unauthorized access to the Website, servers, or systems.

  • Interfere with or disrupt the Website’s operation (including through malware, DDoS, or abusive traffic).

  • Use the Website for unlawful purposes or in violation of applicable regulations.

  • Misrepresent the source of Website content or use it in a deceptive manner.

9) Privacy, Cookies, and Analytics

Your privacy matters to us. The Website does not have registration or contact forms and does not collect user-submitted data through the Website interface. However, we use Google Analytics 4 (GA4) and standard server logs to understand aggregated Website usage, improve content, performance, and security.

Our processing of personal data and cookies is described in our:

If you do not agree with our use of cookies/analytics as described, you should adjust your cookie settings where available and/or stop using the Website.

10) Disclaimer of Liability

To the maximum extent permitted by applicable law, Finravia.com (including its operators) will not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, including (without limitation) damages for lost profits, lost data, business interruption, or reputational harm, arising out of or related to:

  • your access to or use of (or inability to use) the Website;

  • reliance on any information on the Website;

  • errors, omissions, interruptions, defects, delays, or security issues;

  • third-party websites or services linked from the Website.

In jurisdictions that do not allow certain limitations of liability, some of the above limitations may not apply to you. In such cases, our liability will be limited to the maximum extent permitted by law.

11) Indemnification

To the maximum extent permitted by law, you agree to indemnify and hold harmless Finravia.com and its operators from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from your violation of these Terms or misuse of the Website.

12) Changes to the Website and These Terms

We may update or modify the Website (including features and content) at any time.

We may also update these Terms from time to time. The “Last updated” date at the top will indicate when changes were made. Your continued use of the Website after changes become effective means you accept the updated Terms.

13) Termination

We may restrict or suspend access to the Website at any time for security, maintenance, or legal reasons, or if we reasonably believe you have violated these Terms.

14) Governing Law and Dispute Resolution

These Terms are governed by applicable law. If you are accessing the Website from outside the jurisdiction where the Website is operated, you may have additional rights under your local consumer protection or privacy laws.

If you want a more specific clause (country/city, courts/arbitration), add your operator location here:
[Insert governing law and venue: e.g., “The laws of ___ apply; courts of ___ have exclusive jurisdiction.”]

15) Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.

16) Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Finravia.com regarding your use of the Website.