Cookie Policy — Finravia US

Version: 06/22/2026

This Cookie Policy explains how Finravia US (“Finravia,” “Website,” “we,” “us”) uses cookies and similar technologies on the U.S. section of the Website.

Finravia US is an informational financial portal. We publish educational articles, financial explainers, product reviews, comparison materials, and tools related to credit, banking, payments, loans, and consumer finance topics. We are not a bank, lender, broker, credit bureau, financial adviser, or provider of financial services.

The Website does not provide user accounts, loan applications, contact forms, comments, subscriptions, or public user profiles.

This Cookie Policy should be read together with our Privacy Policy.

1. Cookie Contact

For questions about cookies or tracking technologies on Finravia US, contact:

  • info@finravia.com
  • Use the subject line:
  • “Cookie Request — Finravia US”

2. Scope of This Cookie Policy

This Policy applies to pages under:

https://finravia.com/us/

It does not apply to third-party websites linked from Finravia, including banks, lenders, fintech platforms, credit-related services, government websites, product providers, or external tools. Those third parties may use their own cookies, pixels, analytics systems, and privacy controls.

3. What Cookies Are

Cookies are small text files stored on your browser or device when you visit a website. Similar technologies may include local storage, pixels, tags, scripts, device identifiers, and advertising identifiers.

In this Policy, we use the word “cookies” to refer to cookies and similar technologies.

Cookies may be:

  • first-party cookies, set by Finravia;
  • third-party cookies, set by services we use, such as Google Analytics 4 or Google Ads.

4. Why We Use Cookies

We use cookies and similar technologies to:

  • operate and deliver the Website;
  • keep pages functional and secure;
  • remember technical cookie choices where applicable;
  • measure aggregated Website usage;
  • improve content structure, navigation, and performance;
  • detect technical errors and abuse;
  • measure advertising performance where Google Ads is used;
  • protect the Website against spam, automated abuse, scraping, and attacks.

We do not use cookies to approve or deny credit, determine loan eligibility, set financial terms, create a consumer credit score, or make financial decisions about users.

5. Types of Cookies and Technologies We Use

5.1. Essential cookies

Essential cookies are necessary for the Website to work properly and securely.

They may support:

  • page delivery;
  • security controls;
  • basic technical preferences;
  • cookie preference storage;
  • load balancing;
  • abuse prevention;
  • diagnostics and error prevention.

Essential cookies cannot normally be disabled through the cookie banner because the Website needs them to operate and remain secure. You may block them in your browser, but parts of the Website may not work correctly.

5.2. Analytics cookies — Google Analytics 4

We use Google Analytics 4 to understand aggregated Website usage and improve the Website.

GA4 may help us understand:

  • page views;
  • traffic sources;
  • device and browser types;
  • general interaction events;
  • time-related engagement signals;
  • navigation patterns;
  • content performance.

We use GA4 for analytics, diagnostics, content improvement, and Website structure improvement. We do not use GA4 data to approve or deny credit, determine financial eligibility, build credit profiles, or create credit scores.

According to Google’s analytics documentation, Google Analytics 4 does not log or store IP addresses. Analytics data may still include device, browser, usage, event, and approximate location information.

5.3. Google Ads and advertising technologies

Finravia US may use Google Ads or related Google advertising technologies.

These technologies may support:

  • ad delivery;
  • ad measurement;
  • frequency capping;
  • fraud prevention;
  • performance reporting;
  • campaign attribution;
  • understanding interactions with ads.

Google and advertising partners may use cookies or similar technologies to serve ads, measure ad performance, and understand interactions with ads. Depending on Google settings and applicable law, ads may be contextual or personalized.

If advertising cookies or personalized advertising features require consent or opt-out choices in your region, we will provide the required notice or choice where applicable.

We do not sell personal information for money. If the use of Google Ads or similar advertising technologies is considered “sharing” personal information for cross-context behavioral advertising under applicable privacy law, eligible users may have opt-out rights.

6. Cookie Banner and Choices

Where required or implemented, the Website may show a cookie banner or cookie settings panel that allows you to manage non-essential cookies.

The banner or settings panel may allow you to:

  • accept analytics cookies;
  • reject analytics cookies;
  • manage advertising-related choices where available;
  • update your preferences later.

Essential cookies are required for Website operation and security and may not be disabled through the banner.

If a “Cookie Settings” link is available in the footer or banner, you can use it to update your choices.

7. How to Control Cookies

You can control cookies in several ways.

7.1. Website cookie settings

If the Website provides a cookie settings option, you can use it to change your non-essential cookie preferences.

7.2. Browser settings

Most browsers allow you to:

  • delete existing cookies;
  • block all cookies;
  • block third-party cookies;
  • receive alerts before cookies are stored;
  • manage site-specific cookie permissions.

Blocking all cookies may affect Website functionality.

7.3. Google controls

Google provides tools and settings that may help you manage analytics and advertising choices, including:

  • Google Analytics opt-out tools;
  • Google account ad settings;
  • browser-level privacy settings;
  • ad personalization controls where available.

These controls are operated by Google and may change over time.

7.4. Opt-out preference signals

Some browsers or extensions may send opt-out preference signals, such as Global Privacy Control. Where required by applicable law and technically feasible, we will honor legally recognized opt-out preference signals for activities that require opt-out rights.

These signals may not affect essential cookies, security logs, or technologies needed to operate and protect the Website.

8. Third-Party Cookies and External Links

Finravia may link to third-party websites, including financial institutions, fintech companies, lenders, government resources, credit-related services, research sources, and product provider pages.

When you click an external link, you leave Finravia. Third-party websites may use their own cookies, pixels, analytics tools, advertising technologies, and privacy controls.

Before submitting personal or financial information on a third-party website, review that website’s cookie policy, privacy policy, terms, fees, and eligibility requirements.

Finravia does not receive your bank login credentials, Social Security number, card details, loan application data, credit report, or approval decision from third-party websites unless you separately choose to send information to us by email.

9. Data Retention

Cookie and analytics retention depends on the type of technology.

Typical retention may include:

  • session cookies that expire when you close your browser;
  • preference cookies that remain for a limited period to remember your choices;
  • security logs retained for a limited period for diagnostics and abuse prevention;
  • GA4 analytics data retained according to the settings in our analytics account;
  • Google Ads data retained according to Google’s settings, policies, and applicable law.

We aim to retain data only as long as reasonably necessary for Website operation, analytics, security, diagnostics, advertising measurement, compliance, or recordkeeping.

10. U.S. State Privacy Notes

Depending on your state of residence and applicable privacy law, you may have rights related to certain cookie-based processing.

These rights may include the ability to:

  • opt out of sale of personal information, if applicable;
  • opt out of sharing personal information for cross-context behavioral advertising, if applicable;
  • limit certain uses of sensitive personal information, if applicable;
  • access or delete certain personal information, subject to legal limits;
  • correct inaccurate personal information, where applicable.

Because Finravia US currently operates as an informational financial portal and does not provide user accounts, loan applications, contact forms, comments, or subscriptions, the amount of personal information processed directly through the Website is limited.

To submit a privacy or cookie-related request, contact:

info@finravia.com

Subject line:

“Cookie Request — Finravia US”

11. California Cookie and Advertising Notice

This section applies to California residents where the California Consumer Privacy Act, as amended by the California Privacy Rights Act, applies.

Finravia does not sell personal information for money.

If Google Ads or similar advertising technologies are considered “sharing” personal information for cross-context behavioral advertising under California law, California residents may have the right to opt out where applicable.

California residents may also have rights to know, access, delete, correct, and request information about certain categories of personal information processed by the Website.

To submit a California privacy request, contact:

info@finravia.com

Subject line:

“California Cookie Request — Finravia US”

If a “Do Not Sell or Share My Personal Information” or similar privacy choice link is available on the Website, California residents may use that link to manage applicable choices.

12. Children’s Privacy

Finravia US is not directed to children under 13. We do not knowingly use cookies to collect personal information from children under 13.

If you believe that a child under 13 has provided personal information to us, contact:

info@finravia.com

13. Changes to This Cookie Policy

We may update this Cookie Policy when our Website technologies, analytics settings, advertising tools, vendors, cookie banner, or legal requirements change.

The current version will be published on this page with the version date updated.

14. Summary

Finravia US uses limited cookies and similar technologies to operate and secure the Website, measure aggregated usage through GA4, improve financial content, and support Google Ads-related delivery or measurement where applicable.

We do not provide financial services, do not collect loan applications, do not ask for sensitive financial data through the Website, and do not use cookies to make credit or lending decisions.